Know exactly what you're covered for. And what you're not.
PAMKIT tracks every policy, alerts on renewals, and uses AI to find coverage gaps before they cost you.
What gets in the way
- Multiple policies across different providers with different renewal dates
- No idea if your coverage actually matches your asset values
- Missed a renewal and had a lapse in coverage
- Overpaying for redundant coverage across policies
How Pamkit helps
PAMKIT centralizes all your insurance policies with renewal tracking, premium monitoring, and AI-powered coverage gap analysis. It cross-references your assets against your policies to identify what's uninsured or underinsured.
What you get
- Policy Dashboard: All policies in one view — auto, home, health, life, umbrella, equipment. See total premiums, coverage, and renewal dates.
- Coverage Gap Analysis: AI cross-references your assets against insurance policies to flag uninsured or underinsured items.
- Renewal Alerts: 30-day advance warnings before any policy expires. Never have a coverage lapse again.
- Premium Tracking: Track annual premiums by policy, see total insurance costs, and identify optimization opportunities.
- Asset-Policy Linking: Link policies to specific properties, vehicles, and equipment. See exactly what each policy covers.
- Document Storage: Upload policy certificates, endorsements, and claim records. Access them instantly when needed.
Benefits
- Never miss a renewal or have a coverage lapse
- AI identifies which assets are uninsured or underinsured
- See total insurance costs across all policies
- Instant access to policy documents during claims
- Track coverage adequacy as asset values change
- Optimize premiums by identifying redundant coverage
Common questions
What types of insurance can I track?
All types: homeowner's, renter's, auto, health, life, disability, umbrella, business, equipment, cyber, workers' comp, and more. Each policy tracks coverage amount, premium, deductible, and renewal date.
How does coverage gap analysis work?
PAMKIT compares the value of your assets (properties, vehicles, equipment) against the coverage limits in your insurance policies. It flags assets with no insurance, assets where coverage is less than value, and policies with redundant coverage.
Can I get renewal reminders?
Yes. PAMKIT sends alerts 30 days before any policy expires. Alerts appear on your dashboard, in the notification center, and optionally via email or push notification.
Does PAMKIT sell insurance?
No. PAMKIT is a tracking and management tool. We help you understand your coverage and identify gaps — you purchase or renew policies through your preferred insurance provider.